This week, we start with a review of The Johnson O'Connor Research Foundation, one of my favorite non-investment topics. This update is meaningful to me because we just took my 16 year-old daughter in for testing last month. So, indulge me if you will. At the end, I will review the recent performance of Scotia Partners, Ltd. You will be impressed, I promise, plus I will introduce you to a less aggressive way to invest with Scotia. With a bear market upon us, consider Scotia to meet your retirement goals....