Thank you all for the solid advice on Retirement planning and I see that this site has a new contributor on the subject. Bob Carlson's Retirement Watch information is great. 
But my "Investing 101" must continue. I have the money and I am beginning to get some ideas but I want to know so much more, so please be on look out. I need the help.
So that leads me to my step of education on this site - Options and what are they?